If you have tangible assets, you need the protection of a homeowner's insurance policy. These policies cover you in a home or an apartment, whether you are an owner or a renter. A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. The policy will also be your first line of defense against a lawsuit from someone injured at your home.
Auto or car insurance coverage has two parts. The first is the liability section of the policy which covers your financial responsibility for injuring others. The second part of auto insurance covers the car itself: comprehensive coverage reimburses losses from fire, theft or other perils; collision coverage pays to repair losses caused by an accident. Often this coverage is mandated by leasing companies or banks.
Building a business is tough. Don’t you want an insurance agency you can depend on and trust to help make sure your business is protected? Here are some of the most common coverage options for protecting your business and employees:
Commercial Auto, Business Property, Liability and Catastrophe, Fraud, Workers Compensation, and Commercial Bonds.